Hostgator is the only web hosting company that gives out 45 day money back guarantee. Usually a 30 day is expected but Hostgator goes the extra miles for the 45 days. If by any mean a subscriber is not satisfied with their service within the 45 days, quit them and ask for a refund!
Of cause there are rules and policy to be followed here. Else the money back system will be abused. I have checked their Term of Service and found out these policies:-
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I wonder the reasons of item number 6 because that sounds a bit funny. After all money from those methods is still money right. Perhaps Hostgator is encouraging subscribers to spend with credit card and paypal for lesser admin work needed.
Finally, all the account cancellations and refund can be done by filling up this cancel form. Other kind of cancellation (example: cancel through email, telephone and etc) will not be entertained. However, I believe the customer support is always free to answer to your queries at billing@hostgator.com.